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Is College Tuition Worth the Cost
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cheap moncler As many 2016 high schoolgraduates prepare for college, many students are wondering if they should go to college at all. Statistics have long shown college graduates out earn those with lower levels of education. But the answer to the question of whether higher education pays off has been posed far more frequently in recent years as the country’s combined student loan debt load has climbed past $1.35 trillion, according to MarketWatch. That’s a lot of money to invest in your education, so it’s good to know whether or not moncler outlet you’re making a good investment when you paythe cost of college. cheap moncler
moncler outlet As the prospect of college grows moncler outlet store closer, it’s important to assess all the sources of available funding to cover college costs, including savings, family income, student income, grants and scholarships. For example, if you plan on attending college for the fall 2016 semester or attended college in the 2015 2016 academic year, you should file the Free Application for Federal Student Aid (FAFSA). moncler outlet
Read:Bernie Sanders’ 7 Pieces of Advice for College Graduates
moncler outlet store 1. Many Jobs Still Require a Degree moncler outlet store
The first reason is the most obvious: A college degree is still required for many jobs Moncler Outlet .
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moncler factory outlet “Depending on what a student wants to do with his career, moncler mens jackets it may be possible to accomplish the same goals without the expense of a four year college education,” said AndreaFeirstein, college savings expert and founder ofAKF Consulting Group. moncler factory outlet
moncler jackets outlet Indeed, some jobs with substantial salaries don’t require a bachelor’s degree you can aim for a two year associate’s degree instead, allowing you to spend less on tuition. Professionals including air traffic controllers, radiation therapists, dental hygienists, web developers, building cheap moncler jackets inspectors andelectricians all earn median salaries of more than $51,500, with air traffic controllers making more than double that benchmark. Likewise, paralegals, flight attendants and carpenters moncler sale can earn respectable annual salaries of more than $40,000, which puts them on par with many college educated peers. moncler jackets outlet
Savvy students could also enroll in a community college or junior college option for the first two years, with the goal of transferring to a more expensive public or private college for the final cheap moncler coats two years. “The lower the price of that education, whether by averaging down what you pay or by maximizing savings and other sources or minimizing the degree to which one uses student moncler sale outlet loans, the more likely it is that college will pay off in the end,” Feirstein said.
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3. Make Enough to Pay Off Loans
moncler jacket sale If you decide to go to college and take on the average debt load of $37,172 to finish a four year degree, you might be wondering how much you need to earn to make college worth the cost. One measure is being able topay off studentloansquickly and without breaking the bank. moncler jacket sale
moncler outlet uk Assuming the average student loan debt has a 6.8 percent interest rate over a term of 10 years, a graduate would need to earn a salary of $51,333 https://www.hotmoncleroutlet.com .60 to pay off the average debt load if they devoted 10 percent of their gross monthly income to payments. moncler outlet uk
moncler outlet jackets That means, for example, that marketing managers, financial managers, benefits managers and construction managers monlcer down jackets all earn more than enough to comfortably repay student loans without devoting more than 10 percent of their gross monthly income to covering college costs, according to the Bureau of Labor Statistics. And aerospace engineers, chemical engineers, biomedical engineers, mechanical engineers and even K 12 teachers, among others, earn enough. moncler outlet jackets
cheap moncler outlet Often, college costs make sense for many students who opt for less lucrative professions, too. Professionals earning an annual median of $34,222.40 could pay off their student debt in a decade if they were able to devote 15 percent of their gross monthly income to loan payments. For example,interior designers, graphic designers, athletic trainers, social buy moncler jackets workers and substance abuse counselors all make enough to pay off the average debt load if they are willing to devote a little moncler outlet sale more of their take home pay to the task. Plus, if this means you’re following your professional passion, cheap moncler outlet it’s more than worth it. cheap moncler outlet
cheap moncler coats “We know that people with a college education have a higher earning potential generally than people with just a high school education,” said Feirstein. In fact, college graduates earn$1 millionmore than high school graduates over their lifetime, according to a 2015 report fromGeorgetown University Center on Education and the Workforce. And those who earn cheap moncler sale degrees that set them up for higher paid professions stand to earn millions more beyond that. cheap moncler coats
moncler outlet online 5. Benefits and Experiences Beyond an Education moncler outlet online
moncler sale Although it makes the most sense for students to earn their degree while taking on as little debt as possible, there are other benefits besides a good job and decent salary. “There are benefits to a broader education, not least of which is the fact that your horizons will be expanded and you will be better educated in the long run,” said cheap moncler Feirstein. “Every child at least deserves the option to consider higher education and not to think about it just as a way to earn a living.” moncler sale.